:root{
  --bg:#f7f7f5;--card:#fff;--ink:#16181d;--muted:#5d636e;--line:#e4e4e0;
  --brand:#3b4fd8;--brand-ink:#fff;--brand-soft:#eef0fd;--good:#0f7b4f;--good-soft:#e7f5ee;--bad:#b42318;--bad-soft:#fdecea;
  --radius:14px;--shadow:0 1px 2px rgba(16,24,40,.05),0 4px 16px rgba(16,24,40,.05);
}
@media (prefers-color-scheme:dark){
  :root{--bg:#101114;--card:#18191e;--ink:#eceef2;--muted:#9ba1ad;--line:#2b2d35;
  --brand:#8b9bff;--brand-ink:#0d1030;--brand-soft:#1d2140;--good:#4fd39a;--good-soft:#13291f;--bad:#ff8a80;--bad-soft:#341716;--shadow:none}
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}
a{color:var(--brand)}
.wrap{max-width:960px;margin:0 auto;padding:0 16px}
header.top{background:var(--card);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
header.top .wrap{display:flex;align-items:center;gap:12px;min-height:56px}
.logo{font-weight:800;font-size:20px;text-decoration:none;color:var(--ink);letter-spacing:-.4px;white-space:nowrap}
.logo span{color:var(--brand)}
nav.main{display:flex;gap:2px;flex-wrap:wrap;margin-left:auto}
nav.main a{color:var(--muted);text-decoration:none;padding:6px 10px;border-radius:8px;font-size:14px}
nav.main a:hover,nav.main a[aria-current]{background:var(--brand-soft);color:var(--brand)}
.cur{margin-left:auto;width:auto;font-size:14px;padding:6px 8px}
nav.main + .cur{margin-left:8px}
@media (max-width:800px){nav.main{display:none}}
main{padding:24px 0 48px}
h1{font-size:clamp(26px,4vw,36px);line-height:1.15;margin:0 0 8px;letter-spacing:-.6px}
h2{font-size:22px;margin:32px 0 8px;letter-spacing:-.3px}
h3{font-size:17px;margin:20px 0 4px}
.lead{color:var(--muted);margin:0 0 20px;font-size:17px;max-width:720px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow)}
.grid{display:grid;gap:14px}
.grid.cols{grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
label{display:block;font-weight:600;font-size:14px;margin-bottom:4px}
.hint{font-weight:400;color:var(--muted);font-size:13px}
input,select{width:100%;font:inherit;font-size:17px;padding:10px 12px;border:1px solid var(--line);border-radius:10px;background:var(--bg);color:var(--ink)}
input:focus,select:focus{outline:2px solid var(--brand);outline-offset:1px;border-color:transparent}
fieldset{border:0;padding:0;margin:18px 0 0}
legend{font-weight:700;font-size:13px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);margin-bottom:8px}
.seg{display:flex;flex-wrap:wrap;gap:6px}
.seg button{font:inherit;font-size:14px;border:1px solid var(--line);background:var(--bg);color:var(--ink);padding:8px 12px;border-radius:999px;cursor:pointer}
.seg button[aria-pressed=true]{background:var(--brand);color:var(--brand-ink);border-color:var(--brand)}
.result{margin-top:18px;display:grid;gap:10px;grid-template-columns:repeat(auto-fit,minmax(170px,1fr))}
.stat{background:var(--brand-soft);border-radius:12px;padding:14px}
.stat .k{font-size:13px;color:var(--muted)}
.stat .v{font-size:22px;font-weight:800;font-variant-numeric:tabular-nums;word-break:break-word}
.stat.main .v{color:var(--brand);font-size:28px}
.verdict{margin-top:14px;border-radius:12px;padding:14px 16px;background:var(--good-soft);border-left:4px solid var(--good);font-size:16px}
.verdict.bad{background:var(--bad-soft);border-left-color:var(--bad)}
.verdict b{font-variant-numeric:tabular-nums}
.verdict ul{margin:6px 0 0;padding-left:20px}
.tablewrap{overflow-x:auto;margin-top:16px;border:1px solid var(--line);border-radius:12px;max-height:420px}
table{border-collapse:collapse;width:100%;font-size:14px;font-variant-numeric:tabular-nums}
th,td{padding:8px 10px;text-align:right;border-bottom:1px solid var(--line);white-space:nowrap}
th{position:sticky;top:0;background:var(--card);font-weight:700}
th:first-child,td:first-child{text-align:left}
tr.neg td{color:var(--bad)}
.btn{display:inline-block;font:inherit;font-weight:600;background:var(--brand);color:var(--brand-ink);border:0;border-radius:10px;padding:10px 16px;cursor:pointer;text-decoration:none}
.btn.ghost{background:transparent;color:var(--brand);border:1px solid var(--brand)}
.tools{display:grid;gap:14px;grid-template-columns:repeat(auto-fill,minmax(270px,1fr))}
.tool{display:block;text-decoration:none;color:inherit;transition:transform .12s}
.tool:hover{transform:translateY(-2px)}
.tool h3{margin:6px 0 4px;color:var(--ink)}
.tool p{margin:0;color:var(--muted);font-size:14px}
.tool .q{font-size:13px;font-weight:700;color:var(--brand)}
.ad{margin:24px 0;min-height:100px;display:flex;align-items:center;justify-content:center}
.ad.placeholder{border:1px dashed var(--line);border-radius:12px;color:var(--muted);font-size:12px}
.prose{max-width:720px}
details{border-bottom:1px solid var(--line);padding:10px 0}
summary{cursor:pointer;font-weight:600}
.related{display:flex;flex-wrap:wrap;gap:8px;margin-top:8px}
.related a{background:var(--card);border:1px solid var(--line);border-radius:999px;padding:6px 12px;text-decoration:none;font-size:14px}
footer{border-top:1px solid var(--line);padding:24px 0;color:var(--muted);font-size:14px}
footer a{color:var(--muted);margin-left:12px}
.row{display:flex;gap:10px;flex-wrap:wrap;align-items:center}
.share{margin-top:14px}

/* --- Landing / conversion --- */
.hero{display:grid;grid-template-columns:1.15fr 1fr;gap:28px;align-items:center;margin-bottom:8px}
@media (max-width:800px){.hero{grid-template-columns:1fr;gap:16px}}
.hero h1{font-size:clamp(28px,5vw,44px)}
.quick{border:2px solid var(--brand)}
.qres{margin:16px 0;background:var(--brand-soft);border-radius:12px;padding:14px}
.qres .k{font-size:13px;color:var(--muted)}
.qres .v{font-size:40px;font-weight:800;color:var(--brand);line-height:1.1;font-variant-numeric:tabular-nums}
.btn.block{display:block;text-align:center;width:100%;padding:13px 16px;font-size:17px}
.trust{list-style:none;padding:0;margin:0 0 20px;display:flex;flex-wrap:wrap;gap:6px 16px;font-size:14px;color:var(--good);font-weight:600}
.tool .go{display:inline-block;margin-top:10px;font-size:14px;font-weight:600;color:var(--brand)}
.steps{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.steps p{margin:4px 0 0;color:var(--muted);font-size:14px}
.stickybar{position:fixed;left:12px;right:12px;bottom:12px;z-index:20;display:flex;align-items:center;justify-content:space-between;gap:10px;
  font:inherit;font-size:14px;text-align:left;background:var(--brand);color:var(--brand-ink);border:0;border-radius:14px;padding:12px 16px;box-shadow:0 8px 24px rgba(0,0,0,.25);cursor:pointer}
.stickybar b{font-size:20px;font-variant-numeric:tabular-nums;margin-left:auto}
.stickybar[hidden]{display:none}

/* --- Print / Save as PDF: just the calculator and its answer --- */
@media print{
  header.top,footer,.ad,.related,.share,.stickybar,.seg,article,.prose,.trust{display:none!important}
  body{background:#fff;color:#000}
  .card{box-shadow:none;border:1px solid #ccc}
  .tablewrap{max-height:none;overflow:visible}
  main::after{content:"Calculated with FreelanceMath";display:block;margin-top:16px;font-size:12px;color:#666}
}
/* --- Embeds, offers --- */
body.embed{background:transparent;padding:4px}
body.embed .card{box-shadow:none}
body.embed .share,body.embed .stickybar{display:none!important}
.poweredby{font-size:13px;color:var(--muted);text-align:right;margin:8px 4px 0}
.embedbox{margin-top:32px}
.embedbox h2{margin-top:0;font-size:18px}
.embedbox textarea{width:100%;font:13px ui-monospace,Consolas,monospace;padding:10px;border:1px solid var(--line);border-radius:10px;background:var(--bg);color:var(--ink);resize:vertical;margin:8px 0}
.offers{margin-top:18px}
.offers h2{margin-top:0;font-size:18px}
.offer-list{display:grid;gap:10px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));margin:10px 0}
.offer{display:block;text-decoration:none;color:var(--ink);border:1px solid var(--line);border-radius:12px;padding:12px 14px}
.offer:hover{border-color:var(--brand)}
.offer b{display:block}
.offer span{display:block;font-size:14px;color:var(--muted)}
.offer .go{color:var(--brand);font-weight:600;margin-top:6px}
.embedlist .card{margin-bottom:16px}
.catnav{display:flex;flex-wrap:wrap;gap:8px;margin:8px 0 4px;position:sticky;top:57px;z-index:4;background:var(--bg);padding:8px 0}
.catnav a{text-decoration:none;font-size:14px;font-weight:600;border:1px solid var(--line);background:var(--card);border-radius:999px;padding:6px 12px}
.catnav a span{color:var(--muted);font-weight:400}
.cathead{font-size:13px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);margin:24px 0 10px;scroll-margin-top:120px}
@media (max-width:800px){.hero h1{font-size:28px}.hero .lead{font-size:15px;margin-bottom:12px}.hero .trust{margin-bottom:4px}}
/* --- Visual layer: category colours, icons, hero glow --- */
:root{--c0:#3b4fd8;--c0s:#eef0fd;--c1:#b45309;--c1s:#fdf3e4;--c2:#0f7b4f;--c2s:#e7f5ee;--c3:#9333ea;--c3s:#f4ecfd}
@media (prefers-color-scheme:dark){:root{--c0:#8b9bff;--c0s:#1d2140;--c1:#f5b45a;--c1s:#33240f;--c2:#4fd39a;--c2s:#13291f;--c3:#c99bff;--c3s:#2a1a3d}}
.c0{--cc:var(--c0);--cs:var(--c0s)}.c1{--cc:var(--c1);--cs:var(--c1s)}.c2{--cc:var(--c2);--cs:var(--c2s)}.c3{--cc:var(--c3);--cs:var(--c3s)}
.tool{position:relative;border-top:3px solid var(--cc,var(--brand))}
.tool .ico{display:inline-flex;width:40px;height:40px;align-items:center;justify-content:center;border-radius:10px;background:var(--cs);color:var(--cc);margin-bottom:6px}
.tool .q,.tool .go{color:var(--cc,var(--brand))}
.tool:hover{border-color:var(--cc);box-shadow:0 6px 20px rgba(16,24,40,.08)}
.catnav a{display:inline-flex;align-items:center;gap:6px;color:var(--cc,var(--brand))}
.catnav a svg,.catpill svg{width:16px;height:16px}
.cathead{display:flex;align-items:center;gap:8px;color:var(--cc)}
.cathead svg{width:18px;height:18px}
.catpill{display:inline-flex;align-items:center;gap:6px;font-size:13px;font-weight:600;text-decoration:none;color:var(--cc);background:var(--cs);border-radius:999px;padding:4px 10px;margin-bottom:10px}
.hero{position:relative;padding:12px 0}
.hero::before{content:"";position:absolute;inset:-40px -10% auto;height:420px;z-index:-1;pointer-events:none;
  background:radial-gradient(40% 60% at 85% 40%,var(--c0s),transparent 70%),radial-gradient(30% 50% at 10% 20%,var(--c2s),transparent 70%)}
.quick{box-shadow:0 12px 40px rgba(59,79,216,.18)}
.steps .num{display:inline-flex;width:30px;height:30px;align-items:center;justify-content:center;border-radius:50%;background:var(--brand);color:var(--brand-ink);font-weight:800;margin-right:8px}
main{overflow-x:clip}