Find out what you should charge — in 10 seconds.

The usual shortcut — salary ÷ 2,080 hours — leaves out taxes, time off and unpaid admin hours, so it badly undercharges. Type the income you want and see your real minimum rate.

  • ✓ Free
  • ✓ No signup
  • ✓ Private — nothing leaves your browser
Your minimum hourly rate
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20 calculators for every money question a freelancer has

Set your rate

What should I charge?

Freelance Hourly Rate Calculator

Work backwards from the income you want to the minimum rate you must charge — after taxes, expenses and unpaid time.

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Is this contract worth more than a job?

Contractor vs Employee Calculator

Compare a salaried job offer with a contract rate, including benefits, retirement match, paid time off and extra taxes.

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What is that per hour?

Salary to Hourly Calculator

Convert an annual salary to hourly, daily, weekly and monthly pay — or an hourly rate back to a yearly salary.

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What is my day rate?

Day Rate Calculator

Turn an hourly rate into day, half-day, weekly and monthly rates — and see your yearly revenue.

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Can I afford to raise my rates?

Rate Increase Calculator

See what a rate rise is worth — and how many hours you could lose and still earn the same.

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What did I really earn per hour?

Effective Hourly Rate Calculator

Divide what a project paid by every hour it really took — calls, revisions and admin included.

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What should I charge per word?

Per-Word Rate Calculator for Writers

Convert your hourly target into a per-word rate, and check what a client’s per-word offer really pays per hour.

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Price & quote

How much should I quote?

Project Pricing Calculator

Turn an hours estimate into a fixed-price quote with a risk buffer, deposit and payment schedule.

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How should I price a retainer?

Retainer Pricing Calculator

Price a monthly retainer, and see what you really earn per hour if the client uses more or less than agreed.

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What is this project worth to the client?

Value-Based Pricing Calculator

Price on the value you create, then compare it with what hourly billing would pay.

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What should I charge for a rush job?

Rush Fee Calculator

Work out a fair surcharge when a client needs the work faster than your normal turnaround.

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What does this discount really cost me?

Freelance Discount Calculator

See how much more work you need to do to make up for a discount — it’s more than you’d think.

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Get paid

How much should I save for taxes?

Freelance Tax Set-Aside Calculator

Know exactly how much of every client payment to move to your tax account — and your quarterly amounts.

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What can I charge for a late invoice?

Late Payment Fee Calculator

Calculate interest and fees on an overdue invoice, and the total the client now owes.

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What should I charge on a marketplace?

Freelance Platform Fee Calculator

Gross up your price so you still take home what you want after marketplace and payment fees.

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How much money is stuck in unpaid invoices?

Payment Terms Cash Flow Calculator

See how much cash your payment terms tie up — and how much shorter terms or deposits would free.

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Plan your income

Can I afford to go freelance?

Freelance Runway Calculator

See how many months your savings last while your freelance income ramps up — and the month you break even.

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How many clients do I need?

Freelance Income Goal Calculator

Break a yearly income goal into projects, clients and proposals you need each month.

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How much can I pay myself each month?

Pay Yourself a Salary Calculator

Smooth out irregular freelance income: a steady monthly salary and the buffer you need to keep it steady.

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How many hours do I need to cover my bills?

Freelance Break-Even Calculator

The minimum billable hours each month to cover your living costs, business costs and taxes.

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Rate calculators by profession

Pre-filled with the costs and billable time typical for your line of work.

ConsultantGraphic DesignerPhotographerVideo EditorVirtual AssistantWeb DeveloperWriter & Copywriter

How it works

1Enter your numbers

Only what you know — sensible defaults fill in the rest.

2Get a clear answer

Not just a number: "charge at least $X", "this job pays $Y more".

3Share or save it

Send a link to a partner or client, or save it as a PDF.

Why freelancers use FreelanceMath

Most rate calculators give you one number and leave you guessing. FreelanceMath shows the math behind it, the assumptions that matter (taxes, unpaid admin time, time off, benefits you lose) and a plain-English verdict you can act on.

  • Private by design: every calculation runs in your browser. Nothing you type is sent to a server.
  • Works in your currency: USD, GBP, EUR, CAD and AUD.
  • Shareable results: send a link with your numbers to a partner, accountant or client.